RISK MANAGEMENT, LOSS PREVENTION, CLAIM MANAGEMENT, CONTRACT REVIEW ALL DESIGNED AROUND MANAGING THE COST OF INSURANCE AND PROTECTING YOUR FIRM
Advantages of Working with R.J. Dean & Associates:
That means your account will be handled by experienced, highly trained individuals who understand your business and are committed to providing you an elevated level of service. We have the expertise you need to reduce your Total Cost of Risk and drive additional dollars to your bottom line.
Professional Liability Agents Network
We are an active and the only member in New Mexico of P.L.A.N., a exclusive network of insurance brokers in both the United States and Canada, specializing in risk management and insurance for design professionals. Our membership in P.L.A.N. allows you to stay up-to-date on issues and market developments affecting the design professional.
We deliver a systematic approach to evaluating and reducing your loss exposure. We do not believe you should insure every exposure. We do believe you should clearly understand your exposures and thereby make educated decisions to manage, control, retain or insure them.
Our continuous study and assessment of the professional liability insurance arena enables us to access the key markets our clients need. Professional liability underwriters are located throughout the country and we make the extra effort to meet with them personally, face to face. Insurance is a relationship business and we treat our insurance company relationships with as much importance as our client relations. In most situations, we are the insurance company’s lead broker in Albuquerque, NM. Our efforts enable us to effectively market your account to the right underwriters in order to obtain the appropriate coverage at the lowest realistic price.
R.J. Dean & Associates is the exclusive broker in New Mexico for two of the premiere providers of Professional Liability Insurance for the Design Professionals and CPA’s. XL Catlin and CAMICO are both experienced risk management focused underwriters. They choose to work directly with us because of our commitment to the design and CPA professions.
Loss Prevention & Control
Our goal is to help our clients optimize their ability to be successful through the understanding and management of risk.
As a professional services firm, you will come across a variety of contracts — all which carry their own implication. Commercial property leases, auto rental agreements, and professional services contracts, just to name a few, all need to be reviewed by an experienced and knowledgeable agent for risk management and insurability implications. At PCIA, we will review your contracts to make certain you understand the risks you are being asked to accept and we'll advise us accordingly.
We can help you reduce your Total Cost of Risk, but we can’t do it without your participation. To help you make educated decisions, we hold client educational seminars designed specifically for design professionals.
As a client you will be receiving informative and educational newsletters.
Many brokers simply take your completed application and forward it on to the insurance company. We prefer to sit down with you and review your application line by line so we can make certain that it is completed correctly and, equally important, that you understand the underwriting ramifications of each question. Your insurance application can serve as an audit of your business practices and we can help you determine which practice areas need to be addressed to lower your Total Cost of Risk.
R.J. Dean & Associates is active in many local professional associations including the Chapter of American Institute of Architects (state and local), American Council of Engineering Companies New Mexico, Associated Builders & Contractors and American Subcontractor Association. We contribute our time, money and expertise to advance the interests of these organizations and the professionals they serve.